- Preferred
Provider
Organization
The foundation of Farmers Care
is an extensive network of
industrial clinics, physician
specialists and hospitals
committed to giving excellent
treatment as well as managing
costs.
-
Utilization
Management
Our nurses,
under the
supervision
of medical
doctors,
review
treatment
plans using
the latest
in
computerized
medical
guidelines.
They also
verify the
necessity of
hospital
admissions
and lengths
of stay.
-
Early
Return-to-Work
Programs
Early
return-to-work
is a major
factor in
cost
savings.
Bringing
employees
back to work
as soon as
medically
feasible
saves
substantial
sums in
temporary
disability
payments and
retraining
costs.
-
Bill
Review
We review
every bill
to check
pricing,
appropriateness
of the
treatment
and the
billing
overlap.
This saves
millions of
dollars each
year in
unnecessary
charges.
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Loss Control
Services - Our loss
control programs can assist you in reducing the
frequency and cost of injuries. We also offer posters,
videos and brochures to reinforce Workers' Compensation
safety programs, raise employee awareness and meet legal
requirements.
Fraud Control
- Our claims representatives are trained to
identify and react when they see "red flags", which
indicate a claim needs further investigation.
Classification Review
- We'll review your individual
classifications and operations to make sure payroll,
sales, and other variables are correctly classified and
you are charged the correct premium.
Premium Audit
Service - Our auditors will
help you understand premium classifications as well as
forecasting future premium costs. They also assist in
making sure your premium is calculated at the correct
rate.
Claims specialists
- Specialized claims representatives
handle only Workers' Compensation claims. They review
medical expenses, initiate early return-to-work
programs, facilitate rehabilitations and manage legal
costs.
Same-Day 4-Point
Contact - On the day
the claim is received, our claims representatives are
committed to achieving same-day contact with the
employee, employer, medical provider and agent. This
insures that benefits begin as soon as possible and that
questionable claims are investigated early in the
process.
